Lakhimpur Showroom Services

Vehicle Finance & Documentation Assistance

We guide buyers through vehicle loan paperwork, eligibility documents, and lender coordination for pre-owned cars and two-wheelers in Lakhimpur and nearby regions.

Loan Paperwork Guidance

We explain loan structures, required forms, application guidelines, and legal declaration forms needed for vehicle hypothecation.

Document Organization

We assist you in verifying and putting together valid KYC, residence proof, bank statements, and income documents so your application is organized.

Coordination with Lenders

We connect you with regional lending representatives and banks that finance used vehicles in Assam, facilitating communication from application to disbursement.

Step-by-Step

How It Works

Three straightforward steps from initial loan discussion to driving home.

Step 01

Tell us your vehicle & budget

Pick your preferred car or two-wheeler from our Lakhimpur inventory and share your planned down payment and monthly budget.

Step 02

Prepare KYC & income papers

Our showroom desk assists you with checking your identity, residence, and income records required by institutional financiers.

Step 03

Lender coordination & vehicle handover

We coordinate submission to partner lenders. Once approved by the financier and paperwork is signed, your vehicle is ready for delivery.

* Important Note: M/s Hayat Motors provides paperwork assistance and dealer coordination. The financing bank or NBFC independently evaluates credit score, decides approval, and sets the final interest rate, fees, and tenure. We do not promise loan approval, specific interest rates, or zero-down payment schemes.

Loan EMI Calculator

Standard reducing-balance estimate based on vehicle price, down payment, rate, and tenure.

Vehicle Price

₹

Min: ₹30,000₹4,25,000Max: ₹30,00,000

Down Payment (20%)

₹

₹0 (0%)Principal to finance: ₹3,40,000₹4,25,000

Interest Rate (Annual % p.a.)

1%Typical regional used car rates: 8.5% – 14%40%

Loan Tenure (3 yrs )

months

Estimated Monthly EMI

₹11,051/ month

Loan85%

Principal:₹3,40,000

Total Interest:₹57,836

Total Payable:₹3,97,836

Principal: 85%Interest: 15%

Note: This is an estimate. Actual interest rate, charges and approval are decided by the lender.

Request Finance & Loan Guidance

Share your details. Our Lakhimpur showroom team will guide you on paperwork and bank requirements.

Checklist Guide

Documents Usually Needed for Vehicle Loans

Keeping these papers ready helps avoid delays during lender verification.

Identity proof

Aadhaar card, Voter ID, Passport, or PAN card matching legal name.

Address proof

Current electricity bill, Aadhaar card, or local residential certificate.

Income proof

Recent salary slips (last 3 months), Form 16, or business trade license / ITR.

Bank statements

Last 6 months active bank account statement showing regular transactions.

Photographs

2 to 4 recent passport-size color photographs of the primary applicant.

Existing vehicle papers (if exchanging)

Original Registration Certificate (RC), valid insurance, and NOC if trading in.

Note: Exact document requirements may vary depending on whether the applicant is a salaried employee, business owner, agriculturalist, or self-employed professional in Assam. Contact our showroom team to confirm the exact paperwork for your profile.